*O.A.C. On your FlexitiCard. Only available to Canadian residents. The initial annual interest rate (Account AIR) varies based on the applicant's creditworthiness at the time of application. Regular credit purchase: interest-free grace period of 21 days applies for new standard revolving purchases that appear on an account statement for the first time if the balance is paid in full by the payment due date. Any balance at the end of the promotional period bears interest at the Account AIR. See your current Flexiti cardholder agreement. New Account AIRs are 31.99% - 34.99. Annual fee of $39.99 applies for residents of Quebec. Notifications on changes to promotions and terms will be provided as required by law. Promotional plans are conditional upon meeting identification and verification requirements and subject to having credit approval and a valid email address. Financing arranged by Flexiti Financial Inc. B.C. License #83660. Flexiti, FlexitiCard, Flexiti Wave Card, Flexiti Network and the Flexiti design are trademarks of Flexiti Financial Inc. **O.A.C. On your FlexitiCard. Regular credit purchases do not include promotional financing plans. The Leon's Bonus Voucher (Voucher) is equal to 4% of the total regular credit purchases at Leon's made on your FlexitiCard or Flexiti Wave Card between January 1 and March 30, April 1 and June 30, July 1 and September 30, and October 1 and December 31, less returns, refunds, and adjustments. Voucher will be issued within 30-45 days following March 30, June 30, September 30, and December 31; valid email address and marketing opt-in required. Voucher may only be redeemed at participating Leon's locations within 90 days of the date of issue for new product purchases on your FlexitiCard or Flexiti Wave Card and cannot be used towards payment of your FlexitiCard or Flexiti Wave Card account. No cash value. Only one Voucher per customer. Non-transferable. This program may be modified, suspended or cancelled at any time without notice and without restriction or penalty. You agree to release and hold Flexiti Financial Inc., Leon's, and each of their respective officers, directors, agents and employees, successors, and assigns, harmless against any loss, damage, liability, attorney fees, consequential and punitive damages arising out of or in any way connected with this program.

*O.A.C. On your Leon's FlexitiCard. Minimum purchase of $250 (excluding taxes) is required. No payments are required during the promotional period, except for payment protection insurance premiums and taxes, if applicable, which are billed monthly. No Interest will accrue during the promotional period, however, interest at the cardholder agreement annual interest rate (Account AIR) applies if the balance is not paid in full by the promotion expiry date or if the promotion is cancelled due to payment default on the account, and a deferral fee of $59.99 - $99.99 may apply. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. See your current Flexiti cardholder agreement. New Account AIRs are 31.99% - 34.99%. Any balance at the end of the promotional period bears interest at the Account AIR. Admin fee of $99.95 applies (excluding Quebec residents) and will be financed with purchase. Annual fee of $39.99 applies for residents of Quebec. No payment plans are not available for Quebec residents, however, other deferred interest promotions are available. Promotions and terms may be changed without notice. Financing provided by Flexiti Financial. Flexiti, FlexitiCard and the Flexiti design are trademarks of Flexiti Financial Inc.

*O.A.C. On your Leon's FlexitiCard. Minimum purchase of $250 (excluding taxes) is required. No payments are required during the promotional period, except for payment protection insurance premiums and taxes, if applicable, which are billed monthly. No Interest will accrue during the promotional period, however, interest at the cardholder agreement annual interest rate (Account AIR) applies if the balance is not paid in full by the promotion expiry date or if the promotion is cancelled due to payment default on the account, and a deferral fee of $59.99 - $99.99 may apply. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. See your current Flexiti cardholder agreement. New Account AIRs are 31.99% - 34.99%. Any balance at the end of the promotional period bears interest at the Account AIR. Admin fee of $29.95 applies (excluding Quebec residents) and will be financed with purchase. Annual fee of $39.99 applies for residents of Quebec. No payment plans are not available for Quebec residents, however, other deferred interest promotions are available. Promotions and terms may be changed without notice. Financing provided by Flexiti Financial. Flexiti, FlexitiCard and the Flexiti design are trademarks of Flexiti Financial Inc.

*O.A.C. On your Leon's FlexitiCard. Minimum purchase of $250 (excluding taxes) is required. No interest will accrue during the promotional period and monthly payments include payment protection insurance premiums, fees and taxes, if applicable. If any payment is missed, all promotional offers on the account may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (Account AIR). Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. See your current Flexiti cardholder agreement. New Account AIRs are 31.99% - 34.99%. Any balance at the end of the promotional period bears interest at the Account AIR. Admin fee of $49.95 applies (excluding Quebec residents) and will be financed with purchase. Annual fee of $39.99 applies for residents of Quebec. Promotions and terms may be changed without notice. Financing provided by Flexiti Financial. Flexiti, FlexitiCard and the Flexiti design are trademarks of Flexiti Financial Inc.

*O.A.C. On your Leon's FlexitiCard. Minimum purchase of $250 (excluding taxes) is required. No interest will accrue during the promotional period and monthly payments include payment protection insurance premiums, fees and taxes, if applicable. If any payment is missed, all promotional offers on the account may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (Account AIR). Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. See your current Flexiti cardholder agreement. New Account AIRs are 31.99% - 34.99%. Any balance at the end of the promotional period bears interest at the Account AIR. Admin fee of $99.95 applies (excluding Quebec residents) and will be financed with purchase. Annual fee of $39.99 applies for residents of Quebec. Promotions and terms may be changed without notice. Financing provided by Flexiti Financial. Flexiti, FlexitiCard and the Flexiti design are trademarks of Flexiti Financial Inc.

*O.A.C. On your Flexiti Wave Card. Subject to terms of the Flexiti cardholder agreement. Minimum product purchase of $700 (excluding taxes) is required. Only available to Canadian residents. Purchase amount is to be paid in 48 equal monthly payments of principal and interest at 19.99% or 29.99%, plus payment protection insurance premiums and taxes, if applicable. If any payment is missed, all promotional offers on the account may be cancelled and upon cancellation, interest will be calculated at the account annual interest rate (Account AIR). Any balance at the end of the promotional period bears interest at the Account AIR. Account AIR is 39.99% (35% for Quebec residents) or as advised upon account approval and on your monthly statement. Administration fees of $189.95 apply (not applicable for Quebec residents) and will be financed with purchase. Annual fee of $99.99 applies for residents of Quebec. Promotions and terms may be changed without notice. Financing provided by Flexiti Financial. B.C. License No. 83660. Flexiti, Flexiti Wave Card and the Flexiti design are trademarks of Flexiti Financial Inc.

*O.A.C. On your Flexiti Wave Card. Subject to terms of the Flexiti cardholder agreement. Minimum product purchase of $700 (excluding taxes) is required. Only available to Canadian residents. Purchase amount is to be paid in 48 equal monthly payments of principal and interest at 19.99% or 29.99%, plus payment protection insurance premiums and taxes, if applicable. If any payment is missed, all promotional offers on the account may be cancelled and upon cancellation, interest will be calculated at the account annual interest rate (Account AIR). Any balance at the end of the promotional period bears interest at the Account AIR. Account AIR is 39.99% (35% for Quebec residents) or as advised upon account approval and on your monthly statement. Administration fees of $149.95 apply (not applicable for Quebec residents) and will be financed with purchase. Annual fee of $99.99 applies for residents of Quebec. Promotions and terms may be changed without notice. Financing provided by Flexiti Financial. B.C. License No. 83660. Flexiti, Flexiti Wave Card and the Flexiti design are trademarks of Flexiti Financial Inc.

*O.A.C. On your Flexiti Wave Card. Subject to terms of the Flexiti cardholder agreement. Minimum product purchase of $700 (excluding taxes) is required. Only available to Canadian residents. Purchase amount is to be paid in 48 equal monthly payments of principal and interest at 19.99% or 29.99%, plus payment protection insurance premiums and taxes, if applicable. If any payment is missed, all promotional offers on the account may be cancelled and upon cancellation, interest will be calculated at the account annual interest rate (Account AIR). Any balance at the end of the promotional period bears interest at the Account AIR. Account AIR is 39.99% (35% for Quebec residents) or as advised upon account approval and on your monthly statement. Administration fees of $89.95 apply (not applicable for Quebec residents) and will be financed with purchase. Annual fee of $99.99 applies for residents of Quebec. Promotions and terms may be changed without notice. Financing provided by Flexiti Financial. B.C. License No. 83660. Flexiti, Flexiti Wave Card and the Flexiti design are trademarks of Flexiti Financial Inc.

*O.A.C. On your Leon's FlexitiCard. Minimum purchase of $250 (excluding taxes) is required. No interest will accrue during the promotional period and monthly payments include payment protection insurance premiums, fees and taxes, if applicable. If any payment is missed, all promotional offers on the account may be cancelled and upon cancellation, interest will be calculated at the cardholder agreement annual interest rate (Account AIR).Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. See your current Flexiti cardholder agreement. New Account AIRs are 31.99% - 34.99%. Any balance at the end of the promotional period bears interest at the Account AIR. Admin fee of $149.95 applies (excluding Quebec residents) and will be financed with purchase. Annual fee of $39.99 applies for residents of Quebec. Promotions and terms may be changed without notice. Financing provided by Flexiti Financial. Flexiti, FlexitiCard and the Flexiti design are trademarks of Flexiti Financial Inc.